Living your retirement...

So, you’ve reached that point where you are looking – or even have already – decided to stop working. What does your retirement lifestyle look like?

Are you in a position to live the lifestyle you desire into retirement or more importantly, do you know the truth about your financial circumstances?

Stopping work is a huge change for a most people. You will have received an income throughout your working life and suddenly, that’s it, you have the resources that you have and you have to use these to fund your lifestyle for the rest of your life.

We can help you visualise what your financial future looks like and how your accumulated provisions can support you through retirement and we can put a plan in place to help you live the best life you can, do the things that you have really hoped to do and experience the experiences you want to in retirement.

As with most things, the earlier you start your planning, the more likely it is that you will be able to achieve your goals.

However, even if you are at the point of retiring, we can put together a plan to help you live your best life utilising the provisions you have accumulated.


What we'll do for you...

  • Work with you to identify what is really important to you and the lifestyle you really want to live in retirement, whatever this looks like to you, we can help

  • Calculate how much income you will need to achieve true financial independence and the ability to live out your desired lifestyle

  • Understand the resources you already have, resources that will become available at a later date and resources that we may NEED to become available in the event of unforeseen circumstances

  • Help get you financially organised

  • Give you the confidence to know the truth about your financial situation, how you progressing towards your goals and if you are on target to live your desired future lifestyle. 

*The financial conduct authority does not regulate tax planning and some forms of corporate planning


Contact Us

107 Langbrook Cottages
PL21 9JX

01752 691926

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Important Information

Ruby Red Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. You can find Ruby Red Financial Planning Limited on the FCA register by clicking here. Registered in England & Wales. Company number: 11938051. 

FCA Financial Services register Number: 842765

Registered Office Goodwood House, Blackbrook Park Avenue, Taunton, TA1 2PX

Trading Address: 107 Langbrook Cottages, Westlake, Ivybridge, Devon, PL21 9JX

If you wish to register a complaint, please write to Ruby Red 107 Langbrook Cottages, Westlake, Ivybridge, Devon, PL21 9JX, telephone 01752 691926 or e-mail

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at or by contacting them on 0800 023 4567.