What’s the standard retirement age now?

I’m worried about when I’ll be able to retire is it really 68 + like I’m hearing about?

Can I retire at 65 like I want to?

Will there be enough money available for me to retire at 65 and what sort of lifestyle will I have? Could I retire early?

How much money do I need in my pot before I can retire?

How much is enough and what does that look like? I want to know how much income I will receive in my retirement stages.

Will I be able to go on the cruise/ dream holiday I’ve always wanted to?

Apart from when I get my lump sum at retirement will there be money for other holidays?

I’d like to be able to renew my car still if possible?

What income am I going to be living on?

What happens to my investments if I need to go into a care home?

Will my house and investments all be sold to pay for future care if I need it?

Is it worth me starting to pay into a pension now though?

I am concerned that I’ve left it too late and not sure I want to know what my retirement will actually look like


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What does your financial future look like? 

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A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot se[le your complaint with us, you may be enLtled to refer it to the Financial Ombudsman Service at or by contacLng them on 0800 023 4567.

Important information

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK

Ruby Red Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. You can find Ruby Red Financial Planning Limited on the FCA register by clicking here. Registered in England & Wales. Company number: 11938051. 

FCA Financial Services register Number: 842765

Registered Office Goodwood House, Blackbrook Park Avenue, Taunton, TA1 2PX

Trading Address: 107 Langbrook Cottages, Westlake, Ivybridge, Devon, PL21 9JX

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