Business Owners...

Some important Questions:

  • Would your business be able to survive in the event of death or serious illness to a key member of staff?

  • Have you actually identified who is a key member of staff?

  • What would happen to the ownership of your business in the event of death or serious illness of a shareholder, director, or partner of the business?

  • Is the business in a position to repay any lending recalled upon the death or serious illness of a key person within the business out of cash and what impact would this have on your business?

  • Have you started planning for your eventual exit from the business… Is the business ready for that event and what do you want OR NEED out when this happens?

  • Are you extracting the hard-earned profits from the business in the most tax-efficient manner?

  • If your personal lifestyle and financial plans are dependent on your business, are you integrating the two properly?

  • Your business may be dependent on the team of staff. Have you considered their overall employment package and welfare above a base salary?

  • Who do you really want to benefit from the blood, sweat and tears you have put into building your business?

  • If you are unsure of the answers (or don’t like the truthful answers!) to these questions, we can help you.


What we'll do for you...

How we can help answer those questions and provide that piece of mind most business owners crave: 

  • Tax efficient profit extraction

  • Owners, directors, partners integration with their personal lifestyle financial planning requirements

  • Succession planning

  • Business planning

  • Business / Corporate investing

  • Shareholder protection

  • Key Person protection

  • Debt Protection

  • Employee benefits packages

  • Employee pension schemes and auto-enrolment

  • For larger organisations, we also offer a fully supported, comprehensive employee benefits platform

*The financial conduct authority does not regulate tax planning and some forms of corporate planning


Contact Us

107 Langbrook Cottages
PL21 9JX

01752 691926

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Important Information

Ruby Red Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. You can find Ruby Red Financial Planning Limited on the FCA register by clicking here. Registered in England & Wales. Company number: 11938051. 

FCA Financial Services register Number: 842765

Registered Office Goodwood House, Blackbrook Park Avenue, Taunton, TA1 2PX

Trading Address: 107 Langbrook Cottages, Westlake, Ivybridge, Devon, PL21 9JX

If you wish to register a complaint, please write to Ruby Red 107 Langbrook Cottages, Westlake, Ivybridge, Devon, PL21 9JX, telephone 01752 691926 or e-mail

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at or by contacting them on 0800 023 4567.