Building your financial future...

Everybody’s dream lifestyle in retirement is different and this is why all of our clients have bespoke financial plans to help build the resources to allow for their dream lifestyle and true financial independence.

Logic dictates that if you love your work and want to work until the age of 70, followed by a self-sufficient lifestyle on a smallholding once you choose to stop work, you will require less resources to maintain that lifestyle than some one who hopes to retire by the age of 45, living a jet set lifestyle, travelling in pure luxury and having a fleet of super cars.

Neither of these scenarios are wrong because everybody’s dream is different.

With the correct planning, use of the correct resources and the correct behaviours, we will do our best to get you to a place where you can live out your dreams.

Along the way, we will review your overall financial situation to make sure you are on track to meet your aims and objectives, whilst putting the necessary foundations in place to keep you on track in the event of unforeseen circumstances.


What we'll do for you...

  • Work with you to identify what is really important to you and the lifestyle you really want to live in retirement, whatever this looks like to you, we can help

  • Calculate how much income you will need to achieve true financial independence and the ability to live out your desired lifestyle

  • Understand the resources you already have, resources that will become available at a later date and resources that we may NEED to become available in the event of unforeseen circumstances

  • Help get you financially organised

  • Give you the confidence to know the truth about your financial situation, how you progressing towards your goals and if you are on target to live your desired future lifestyle. 

*The financial conduct authority does not regulate tax planning and some forms of corporate planning


Contact Us

107 Langbrook Cottages
PL21 9JX

01752 691926

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Important Information

Ruby Red Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. You can find Ruby Red Financial Planning Limited on the FCA register by clicking here. Registered in England & Wales. Company number: 11938051. 

FCA Financial Services register Number: 842765

Registered Office Goodwood House, Blackbrook Park Avenue, Taunton, TA1 2PX

Trading Address: 107 Langbrook Cottages, Westlake, Ivybridge, Devon, PL21 9JX

If you wish to register a complaint, please write to Ruby Red 107 Langbrook Cottages, Westlake, Ivybridge, Devon, PL21 9JX, telephone 01752 691926 or e-mail

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at or by contacting them on 0800 023 4567.